Navigating Financial Help. Resources for When Times Are Tough

Everyone needs a little help from time to time. Some people need ongoing support, while others just need a temporary boost to get back on their feet. No matter your situation, there are programs designed to help.

This post highlights benefits available in Washington State. However, a quick search shows that most states offer similar services. It’s always worth checking what’s available in your local area!

Cost-Saving Programs

  • Electricity: Seattle City Light Low-Income Discount
    Seattle City Light Low Income Discount:offers a discount of up to 60% on your monthly electric bill. Even better, if you don’t use all your allotted credits in a month, they will issue you a check once a year for the unused amount you’ve accrued.

  • Water & Utilities
    Utility discounts (if applicable) vary by city, and each provider has its own eligibility requirements. It’s always a good idea to call your local provider directly to see what assistance programs they offer.

  • Internet: Comcast Internet Essentials
    Comcast offers a $9.95 internet package for qualifying low-income individuals. To be eligible, you typically need to be participating in one state assistance program, such as SNAP or Medicaid.

  • Free Cell Phone & Service
    Several companies (Tag, AirTalk) offer free cell phones and unlimited talk, text, and data plans for low-income families and individuals. The policy is usually one per household, but free phone service is a fantastic resource! If you already have an unlocked phone (one that’s fully paid off), many providers can send you a SIM card or use an eSIM instead.

Food Assistance

  • SNAP/EBT Benefits
    If you’re struggling to afford groceries, you may be eligible for food benefitsbenefits based on your household income. Requirements vary by state, but this program is a vital resource for anyone needing help putting food on the table.

  • National School Lunch Program (NSLP)
    For families with children, the National School Lunch Program provides free or reduced-price lunches to eligible students, ensuring they have access to a healthy meal during the school day.

Healthcare Assistance

  • Medicaid Health Insurance
    If you find yourself out of work or unable to afford health insurance, Medicaid Health Insurance may be an option. Coverage can often start the same day you apply. The specific insurance companies under Medicaid can differ from state to state, so we suggest searching for “Medicaid” in your state to get started.

Immediate & Crisis Help

  • Dial 2-1-1 for Local Resources
    For immediate help finding emergency shelter, food, transportation, and other critical resources, you can call 2-1-1. This is a free, confidential service available in many areas. In In King County, WA, Call 2-1-1 or Toll Free. Services vary by state but generally offer similar ways to connect people with the help they need.

Remember, everyone needs help from time to time. There is absolutely no shame in reaching out. Get the support you need, get back on your feet, and when you’re able, pay the kindness forward. We hope this information is helpful, and we encourage you to share these resources with anyone who might need them.

Thank you.